DSCR Loans in Cambridge, Ohio

Cambridge is a city in Guernsey County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.

Guernsey County seat at the I-70/I-77 interchange; legacy glass-and-pottery manufacturing base.

Cambridge at a glance

County: Guernsey County
Population: 10,089 (2020 Census)
Type: City

Home values and rent in Cambridge

Cambridge-specific home-value data isn't separately published; countywide, Guernsey County's median runs $157,700 (ACS 2020-2024 5yr). Rent, similarly, has no Cambridge-specific figure; countywide Guernsey County's median gross rent is $864/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Cambridge rental is set at the Guernsey County rate: 1.01% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Guernsey County page — here's the tax line specifically for a property at Cambridge's own numbers:

Property value used: $157,700 (countywide)
Guernsey County effective tax rate: 1.01%
Estimated monthly property tax: $133

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Cambridge DSCR quote

The figures above are city or county medians — your specific Cambridge property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for a Cambridge property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Guernsey County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.