DSCR Loans in Johnstown, Ohio

Johnstown sits in Licking County. The facts below are what a DSCR lender actually looks at on a property here.

Johnstown at a glance

County: Licking County
Population: 5,182 (2020 Census)
Type: City

Home values and rent in Johnstown

Countywide, Licking County's median home value is $275,200 (ACS 2020-2024 5yr) — a Johnstown-specific figure isn't independently published, so this reflects the whole county, not Johnstown alone. Countywide, Licking County's median gross rent is $1,078/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Johnstown number we don't have.

The county tax-drag math applies here

Johnstown sits in Licking County, where the effective property tax rate is 1.08% — below Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Licking County page — here's the tax line specifically for a property at Johnstown's own numbers:

Property value used: $275,200 (countywide)
Licking County effective tax rate: 1.08%
Estimated monthly property tax: $248

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Johnstown DSCR quote

Every Johnstown property prices differently once a lender sees the real rent and file. Compare quotes on yours.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Licking County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.