DSCR Loans in Kirtland, Ohio

Financing a rental in Kirtland, Ohio runs through Lake County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Kirtland at a glance

County: Lake County
Population: 6,937 (2020 Census)
Type: City

Home values and rent in Kirtland

Kirtland-specific home-value data isn't separately published; countywide, Lake County's median runs $214,100 (ACS 2020-2024 5yr). Rent, similarly, has no Kirtland-specific figure; countywide Lake County's median gross rent is $1,113/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Kirtland rental is set at the Lake County rate: 1.50% effective, above the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Lake County page — here's the tax line specifically for a property at Kirtland's own numbers:

Property value used: $214,100 (countywide)
Lake County effective tax rate: 1.50%
Estimated monthly property tax: $268

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Kirtland DSCR quote

Run the numbers on the actual address, not the median. Compare DSCR quotes for a Kirtland property.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Lake County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.