DSCR Loans in Milford, Ohio
Here's the local picture for a DSCR-financed rental in Milford, Clermont County, Ohio.
01
Milford at a glance
- County
- Clermont County
- Population
- 6,582 (2020 Census)
- Type
- City
Milford isn't contained entirely within Clermont County — it also extends into Hamilton County. The tax rate and figures on this page use Clermont County, which is where the majority of Milford's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.
02
Home values and rent in Milford
Countywide, Clermont County's median home value is $266,200 (ACS 2020-2024 5yr) — a Milford-specific figure isn't independently published, so this reflects the whole county, not Milford alone. Countywide, Clermont County's median gross rent is $1,107/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Milford number we don't have.
03
The county tax-drag math applies here
Milford sits in Clermont County, where the effective property tax rate is 1.20% — below Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Clermont County page — here's the tax line specifically for a property at Milford's own numbers:
- Property value used
- $266,200 (countywide)
- Clermont County effective tax rate
- 1.20%
- Estimated monthly property tax
- $266
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Near Milford
Places in and around Clermont County with their own numbers on this site — check each one's county, because the tax rate changes with it:
- Hillsboro → — 6,481, Highland County
- Moraine → — 6,393, Montgomery County
- South Lebanon → — 6,384, Warren County
- Union → — 6,859, Montgomery County
- Mount Healthy → — 6,996, Hamilton County
- Indian Hill → — 6,087, Hamilton County
05
Get your Milford DSCR quote
Median figures are a starting point, not a quote. See what lenders offer on a specific Milford rental.
06
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Clermont County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.