DSCR Loans in Montgomery, Ohio

Financing a rental in Montgomery, Ohio runs through Hamilton County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Affluent Hamilton County, Cincinnati-metro enclave suburb — not to be confused with Montgomery County (Dayton).

Montgomery at a glance

County: Hamilton County
Population: 10,853 (2020 Census)
Type: City

Home values and rent in Montgomery

Montgomery's own median home value runs $684,623. On rent, we're again working from the county: Hamilton County's median gross rent is $1,075/mo (ACS 2020-2024 5yr), not a Montgomery-specific figure.

The county tax-drag math applies here

Hamilton County's 1.44% effective tax rate applies to property in Montgomery — above the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Hamilton County page — here's the tax line specifically for a property at Montgomery's own numbers:

Property value used: $684,623
Hamilton County effective tax rate: 1.44%
Estimated monthly property tax: $822

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Montgomery DSCR quote

Run the numbers on the actual address, not the median. Compare DSCR quotes for a Montgomery property.

Compare DSCR quotes for a Montgomery property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
Zillow Home Value Index and Stacker, "Cities with the most expensive homes in Ohio" (median home value, Jul–Aug 2026) — https://stacker.com/stories/ohio/cities-most-expensive-homes-ohio
CostByCounty, "Cost of Living in Ohio by County" (Hamilton County median gross rent, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.