DSCR Loans in Mount Vernon, Ohio

Mount Vernon sits in Knox County. The facts below are what a DSCR lender actually looks at on a property here.

Knox County seat; near Kenyon College in Gambier and the Ariel Corporation.

Mount Vernon at a glance

County: Knox County
Population: 16,956 (2020 Census)
Type: City

Home values and rent in Mount Vernon

We don't have a Mount Vernon-specific median home value. Countywide, Knox County's figure is $239,400 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Mount Vernon number. On rent, we're again working from the county: Knox County's median gross rent is $950/mo (ACS 2020-2024 5yr), not a Mount Vernon-specific figure.

The county tax-drag math applies here

Knox County's 1.07% effective tax rate applies to property in Mount Vernon — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Knox County page — here's the tax line specifically for a property at Mount Vernon's own numbers:

Property value used: $239,400 (countywide)
Knox County effective tax rate: 1.07%
Estimated monthly property tax: $213

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

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Every Mount Vernon property prices differently once a lender sees the real rent and file. Compare quotes on yours.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Knox County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.