DSCR Loans in Niles, Ohio

Here's the local picture for a DSCR-financed rental in Niles, Trumbull County, Ohio.

Niles at a glance

County: Trumbull County
Population: 18,443 (2020 Census)
Type: City

Home values and rent in Niles

We don't have a Niles-specific median home value. Countywide, Trumbull County's figure is $141,800 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Niles number. On rent, we're again working from the county: Trumbull County's median gross rent is $797/mo (ACS 2020-2024 5yr), not a Niles-specific figure.

The county tax-drag math applies here

Trumbull County's 1.18% effective tax rate applies to property in Niles — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Trumbull County page — here's the tax line specifically for a property at Niles's own numbers:

Property value used: $141,800 (countywide)
Trumbull County effective tax rate: 1.18%
Estimated monthly property tax: $139

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Near Niles

Investors shopping Niles usually look at these too — some sit outside Trumbull County, and the county is what sets the tax line:

Warren → — 39,201
Girard → — 9,603
Hubbard → — 7,636
Cortland → — 7,105
Tallmadge → — 18,394, Summit County
Berea → — 18,545, Cuyahoga County

Get your Niles DSCR quote

Median figures are a starting point, not a quote. See what lenders offer on a specific Niles rental.

Compare DSCR quotes for a Niles property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Trumbull County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.