DSCR Loans in Ontario, Ohio

Ontario is a city in Richland County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.

Ontario at a glance

County: Richland County
Population: 6,656 (2020 Census)
Type: City

Home values and rent in Ontario

Ontario-specific home-value data isn't separately published; countywide, Richland County's median runs $164,800 (ACS 2020-2024 5yr). Rent, similarly, has no Ontario-specific figure; countywide Richland County's median gross rent is $824/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Ontario rental is set at the Richland County rate: 1.13% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Richland County page — here's the tax line specifically for a property at Ontario's own numbers:

Property value used: $164,800 (countywide)
Richland County effective tax rate: 1.13%
Estimated monthly property tax: $155

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Ontario DSCR quote

The figures above are city or county medians — your specific Ontario property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for an Ontario property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Richland County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.