DSCR Loans in Port Clinton, Ohio
Financing a rental in Port Clinton, Ohio runs through Ottawa County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.
01
Port Clinton at a glance
- County
- Ottawa County
- Population
- 6,025 (2020 Census)
- Type
- City
02
Home values and rent in Port Clinton
Port Clinton-specific home-value data isn't separately published; countywide, Ottawa County's median runs $219,900 (ACS 2020-2024 5yr). Rent, similarly, has no Port Clinton-specific figure; countywide Ottawa County's median gross rent is $930/mo (ACS 2020-2024 5yr).
03
The county tax-drag math applies here
Property tax on a Port Clinton rental is set at the Ottawa County rate: 1.08% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Ottawa County page — here's the tax line specifically for a property at Port Clinton's own numbers:
- Property value used
- $219,900 (countywide)
- Ottawa County effective tax rate
- 1.08%
- Estimated monthly property tax
- $198
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Get your Port Clinton DSCR quote
Run the numbers on the actual address, not the median. Compare DSCR quotes for a Port Clinton property.
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Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Ottawa County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.