DSCR Loans in Reading, Ohio

Reading is a city in Hamilton County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.

Reading at a glance

County: Hamilton County
Population: 10,600 (2020 Census)
Type: City

Home values and rent in Reading

Reading-specific home-value data isn't separately published; countywide, Hamilton County's median runs $241,900 (ACS 2020-2024 5yr). Rent, similarly, has no Reading-specific figure; countywide Hamilton County's median gross rent is $1,075/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Reading rental is set at the Hamilton County rate: 1.44% effective, above the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Hamilton County page — here's the tax line specifically for a property at Reading's own numbers:

Property value used: $241,900 (countywide)
Hamilton County effective tax rate: 1.44%
Estimated monthly property tax: $290

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Reading DSCR quote

The figures above are city or county medians — your specific Reading property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for a Reading property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Hamilton County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.