DSCR Loans in St. Clairsville, Ohio
St. Clairsville is a city in Belmont County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.
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St. Clairsville at a glance
- County
- Belmont County
- Population
- 5,096 (2020 Census)
- Type
- City
02
Home values and rent in St. Clairsville
We don't have a St. Clairsville-specific median home value. Countywide, Belmont County's figure is $154,900 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a St. Clairsville number. On rent, we're again working from the county: Belmont County's median gross rent is $793/mo (ACS 2020-2024 5yr), not a St. Clairsville-specific figure.
03
The county tax-drag math applies here
Belmont County's 0.92% effective tax rate applies to property in St. Clairsville — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Belmont County page — here's the tax line specifically for a property at St. Clairsville's own numbers:
- Property value used
- $154,900 (countywide)
- Belmont County effective tax rate
- 0.92%
- Estimated monthly property tax
- $119
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Get your St. Clairsville DSCR quote
The figures above are city or county medians — your specific St. Clairsville property will land somewhere else on the DSCR math. See where.
05
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Belmont County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.