DSCR Loans in Wilmington, Ohio

Wilmington is a city in Clinton County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.

Clinton County seat; former DHL/Airborne Express air-cargo hub (Wilmington Air Park) — the local economy reset after DHL's 2008 exit.

Wilmington at a glance

County: Clinton County
Population: 12,664 (2020 Census)
Type: City

Home values and rent in Wilmington

We don't have a Wilmington-specific median home value. Countywide, Clinton County's figure is $211,900 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Wilmington number. On rent, we're again working from the county: Clinton County's median gross rent is $910/mo (ACS 2020-2024 5yr), not a Wilmington-specific figure.

The county tax-drag math applies here

Clinton County's 0.93% effective tax rate applies to property in Wilmington — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Clinton County page — here's the tax line specifically for a property at Wilmington's own numbers:

Property value used: $211,900 (countywide)
Clinton County effective tax rate: 0.93%
Estimated monthly property tax: $164

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Wilmington DSCR quote

The figures above are city or county medians — your specific Wilmington property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for a Wilmington property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Clinton County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.