DSCR Loans in Youngstown, Ohio

Here's the local picture for a DSCR-financed rental in Youngstown, Mahoning County, Ohio.

Ohio's lowest entry price among major cities, reflecting the area's post-steel economic transition; rental-market data here is thinner than the state's other metros.

Youngstown at a glance

County: Mahoning County
Population: 60,068 (2020 Census)
Type: City

Youngstown isn't contained entirely within Mahoning County — it also extends into Trumbull County. The tax rate and figures on this page use Mahoning County, which is where the majority of Youngstown's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.

Home values and rent in Youngstown

Youngstown's own median home value runs $71,210. Rent in Youngstown runs a median $745/mo.

The county tax-drag math applies here

Mahoning County's 1.29% effective tax rate applies to property in Youngstown — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Mahoning County page — here's the tax line specifically for a property at Youngstown's own numbers:

Property value used: $71,210
Mahoning County effective tax rate: 1.29%
Estimated monthly property tax: $77

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Near Youngstown

Investors shopping Youngstown usually look at these too — some sit outside Mahoning County, and the county is what sets the tax line:

Struthers → — 10,063
Campbell → — 7,852
Canfield → — 7,699
Lorain → — 65,211, Lorain County
Elyria → — 52,656, Lorain County
Cuyahoga Falls → — 51,114, Summit County

Get your Youngstown DSCR quote

Median figures are a starting point, not a quote. See what lenders offer on a specific Youngstown rental.

Compare DSCR quotes for a Youngstown property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
This site's own metro market pages (median home value) — see the "Sources for this page" list on each /markets/ page for full citations
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.