DSCR Loans in Ashland, Ohio
Here's the local picture for a DSCR-financed rental in Ashland, Ashland County, Ohio.
Ashland County seat; home to Ashland University.
01
Ashland at a glance
- County
- Ashland County
- Population
- 19,225 (2020 Census)
- Type
- City
02
Home values and rent in Ashland
Ashland-specific home-value data isn't separately published; countywide, Ashland County's median runs $186,800 (ACS 2020-2024 5yr). Rent, similarly, has no Ashland-specific figure; countywide Ashland County's median gross rent is $888/mo (ACS 2020-2024 5yr).
03
The county tax-drag math applies here
Property tax on a Ashland rental is set at the Ashland County rate: 0.99% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Ashland County page — here's the tax line specifically for a property at Ashland's own numbers:
- Property value used
- $186,800 (countywide)
- Ashland County effective tax rate
- 0.99%
- Estimated monthly property tax
- $154
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Near Ashland
Other cities and villages near Ashland, inside Ashland County and just beyond it — each with its own county tax rate:
- Twinsburg → — 19,248, Summit County
- Brook Park → — 18,595, Cuyahoga County
- Berea → — 18,545, Cuyahoga County
- Broadview Heights → — 19,936, Cuyahoga County
- Niles → — 18,443, Trumbull County
- Tallmadge → — 18,394, Summit County
05
Get your Ashland DSCR quote
Median figures are a starting point, not a quote. See what lenders offer on a specific Ashland rental.
06
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Ashland County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.