DSCR Loans in Ashtabula, Ohio

Here's the local picture for a DSCR-financed rental in Ashtabula, Ashtabula County, Ohio.

Ashtabula at a glance

County: Ashtabula County
Population: 17,975 (2020 Census)
Type: City

Home values and rent in Ashtabula

We don't have a Ashtabula-specific median home value. Countywide, Ashtabula County's figure is $159,500 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Ashtabula number. On rent, we're again working from the county: Ashtabula County's median gross rent is $828/mo (ACS 2020-2024 5yr), not a Ashtabula-specific figure.

The county tax-drag math applies here

Ashtabula County's 1.12% effective tax rate applies to property in Ashtabula — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Ashtabula County page — here's the tax line specifically for a property at Ashtabula's own numbers:

Property value used: $159,500 (countywide)
Ashtabula County effective tax rate: 1.12%
Estimated monthly property tax: $149

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Near Ashtabula

Investors shopping Ashtabula usually look at these too — some sit outside Ashtabula County, and the county is what sets the tax line:

Conneaut → — 12,318
Geneva → — 5,924
North Canton → — 17,842, Stark County
Steubenville → — 18,161, Jefferson County
New Philadelphia → — 17,677, Tuscarawas County
Eastlake → — 17,670, Lake County

Get your Ashtabula DSCR quote

Median figures are a starting point, not a quote. See what lenders offer on a specific Ashtabula rental.

Compare DSCR quotes for an Ashtabula property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Ashtabula County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.