DSCR Loans in Ashtabula, Ohio
Here's the local picture for a DSCR-financed rental in Ashtabula, Ashtabula County, Ohio.
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Ashtabula at a glance
- County
- Ashtabula County
- Population
- 17,975 (2020 Census)
- Type
- City
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Home values and rent in Ashtabula
We don't have a Ashtabula-specific median home value. Countywide, Ashtabula County's figure is $159,500 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Ashtabula number. On rent, we're again working from the county: Ashtabula County's median gross rent is $828/mo (ACS 2020-2024 5yr), not a Ashtabula-specific figure.
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The county tax-drag math applies here
Ashtabula County's 1.12% effective tax rate applies to property in Ashtabula — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Ashtabula County page — here's the tax line specifically for a property at Ashtabula's own numbers:
- Property value used
- $159,500 (countywide)
- Ashtabula County effective tax rate
- 1.12%
- Estimated monthly property tax
- $149
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
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Get your Ashtabula DSCR quote
Median figures are a starting point, not a quote. See what lenders offer on a specific Ashtabula rental.
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Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Ashtabula County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.