DSCR Loans in Geneva, Ohio

Geneva is a city in Ashtabula County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.

Geneva at a glance

County: Ashtabula County
Population: 5,924 (2020 Census)
Type: City

Home values and rent in Geneva

Geneva-specific home-value data isn't separately published; countywide, Ashtabula County's median runs $159,500 (ACS 2020-2024 5yr). Rent, similarly, has no Geneva-specific figure; countywide Ashtabula County's median gross rent is $828/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Geneva rental is set at the Ashtabula County rate: 1.12% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Ashtabula County page — here's the tax line specifically for a property at Geneva's own numbers:

Property value used: $159,500 (countywide)
Ashtabula County effective tax rate: 1.12%
Estimated monthly property tax: $149

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Geneva DSCR quote

The figures above are city or county medians — your specific Geneva property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for a Geneva property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Ashtabula County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.