DSCR Loans in Athens, Ohio

Here's the local picture for a DSCR-financed rental in Athens, Athens County, Ohio.

Home to Ohio University; a large student-renter population drives rental demand well above the region's rural norm.

Athens at a glance

County: Athens County
Population: 23,849 (2020 Census)
Type: City

Home values and rent in Athens

Countywide, Athens County's median home value is $185,000 (ACS 2020-2024 5yr) — a Athens-specific figure isn't independently published, so this reflects the whole county, not Athens alone. Countywide, Athens County's median gross rent is $939/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Athens number we don't have.

The county tax-drag math applies here

Athens sits in Athens County, where the effective property tax rate is 1.17% — below Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Athens County page — here's the tax line specifically for a property at Athens's own numbers:

Property value used: $185,000 (countywide)
Athens County effective tax rate: 1.17%
Estimated monthly property tax: $180

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Near Athens

Places in and around Athens County with their own numbers on this site — check each one's county, because the tax rate changes with it:

Nelsonville → — 5,373
Zanesville → — 24,765, Muskingum County
Portsmouth → — 18,252, Scioto County
Marietta → — 13,385, Washington County
Coshocton → — 11,050, Coshocton County
Ironton → — 10,571, Lawrence County

Get your Athens DSCR quote

Median figures are a starting point, not a quote. See what lenders offer on a specific Athens rental.

Compare DSCR quotes for an Athens property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Athens County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.