DSCR Loans in Portsmouth, Ohio

Financing a rental in Portsmouth, Ohio runs through Scioto County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Scioto County seat on the Ohio River; among the lowest home values in the state.

Portsmouth at a glance

County: Scioto County
Population: 18,252 (2020 Census)
Type: City

Home values and rent in Portsmouth

We don't have a Portsmouth-specific median home value. Countywide, Scioto County's figure is $137,900 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Portsmouth number. On rent, we're again working from the county: Scioto County's median gross rent is $742/mo (ACS 2020-2024 5yr), not a Portsmouth-specific figure.

The county tax-drag math applies here

Scioto County's 1.09% effective tax rate applies to property in Portsmouth — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Scioto County page — here's the tax line specifically for a property at Portsmouth's own numbers:

Property value used: $137,900 (countywide)
Scioto County effective tax rate: 1.09%
Estimated monthly property tax: $125

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Portsmouth DSCR quote

Run the numbers on the actual address, not the median. Compare DSCR quotes for a Portsmouth property.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Scioto County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.