DSCR Loans in Chardon, Ohio

Financing a rental in Chardon, Ohio runs through Geauga County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Chardon at a glance

County: Geauga County
Population: 5,242 (2020 Census)
Type: City

Home values and rent in Chardon

Countywide, Geauga County's median home value is $331,100 (ACS 2020-2024 5yr) — a Chardon-specific figure isn't independently published, so this reflects the whole county, not Chardon alone. Countywide, Geauga County's median gross rent is $1,083/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Chardon number we don't have.

The county tax-drag math applies here

Chardon sits in Geauga County, where the effective property tax rate is 1.23% — below Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Geauga County page — here's the tax line specifically for a property at Chardon's own numbers:

Property value used: $331,100 (countywide)
Geauga County effective tax rate: 1.23%
Estimated monthly property tax: $339

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Chardon DSCR quote

Run the numbers on the actual address, not the median. Compare DSCR quotes for a Chardon property.

Compare DSCR quotes for a Chardon property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Geauga County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.