DSCR Loans in Toronto, Ohio
Here's the local picture for a DSCR-financed rental in Toronto, Jefferson County, Ohio.
01
Toronto at a glance
- County
- Jefferson County
- Population
- 5,303 (2020 Census)
- Type
- City
02
Home values and rent in Toronto
Toronto-specific home-value data isn't separately published; countywide, Jefferson County's median runs $127,800 (ACS 2020-2024 5yr). Rent, similarly, has no Toronto-specific figure; countywide Jefferson County's median gross rent is $835/mo (ACS 2020-2024 5yr).
03
The county tax-drag math applies here
Property tax on a Toronto rental is set at the Jefferson County rate: 0.98% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Jefferson County page — here's the tax line specifically for a property at Toronto's own numbers:
- Property value used
- $127,800 (countywide)
- Jefferson County effective tax rate
- 0.98%
- Estimated monthly property tax
- $104
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Near Toronto
Other cities and villages near Toronto, inside Jefferson County and just beyond it — each with its own county tax rate:
- Steubenville → — 18,161
- Canal Fulton → — 5,325, Stark County
- Uhrichsville → — 5,272, Tuscarawas County
- Chardon → — 5,242, Geauga County
- Reminderville → — 5,412, Summit County
- Munroe Falls → — 5,044, Summit County
05
Get your Toronto DSCR quote
Median figures are a starting point, not a quote. See what lenders offer on a specific Toronto rental.
06
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Jefferson County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.