DSCR Loans in Toronto, Ohio

Here's the local picture for a DSCR-financed rental in Toronto, Jefferson County, Ohio.

Toronto at a glance

County: Jefferson County
Population: 5,303 (2020 Census)
Type: City

Home values and rent in Toronto

Toronto-specific home-value data isn't separately published; countywide, Jefferson County's median runs $127,800 (ACS 2020-2024 5yr). Rent, similarly, has no Toronto-specific figure; countywide Jefferson County's median gross rent is $835/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Toronto rental is set at the Jefferson County rate: 0.98% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Jefferson County page — here's the tax line specifically for a property at Toronto's own numbers:

Property value used: $127,800 (countywide)
Jefferson County effective tax rate: 0.98%
Estimated monthly property tax: $104

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Toronto DSCR quote

Median figures are a starting point, not a quote. See what lenders offer on a specific Toronto rental.

Compare DSCR quotes for a Toronto property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Jefferson County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.