DSCR Loans in Chillicothe, Ohio

Chillicothe is a city in Ross County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.

Ross County seat and Ohio's first state capital; a Pixelle paper mill and a state correctional facility are major employers.

Chillicothe at a glance

County: Ross County
Population: 22,059 (2020 Census)
Type: City

Home values and rent in Chillicothe

We don't have a Chillicothe-specific median home value. Countywide, Ross County's figure is $171,500 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Chillicothe number. On rent, we're again working from the county: Ross County's median gross rent is $906/mo (ACS 2020-2024 5yr), not a Chillicothe-specific figure.

The county tax-drag math applies here

Ross County's 0.86% effective tax rate applies to property in Chillicothe — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Ross County page — here's the tax line specifically for a property at Chillicothe's own numbers:

Property value used: $171,500 (countywide)
Ross County effective tax rate: 0.86%
Estimated monthly property tax: $123

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Chillicothe DSCR quote

The figures above are city or county medians — your specific Chillicothe property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for a Chillicothe property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Ross County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.