DSCR Loans in Cleveland, Ohio

Cleveland sits in Cuyahoga County. The facts below are what a DSCR lender actually looks at on a property here.

Ohio's yield market — a $111K citywide median home value against ~$913 median rent produces the state's deepest gross yields; carries the state's highest county effective tax rate.

Cleveland at a glance

County: Cuyahoga County
Population: 372,624 (2020 Census)
Type: City

Home values and rent in Cleveland

Cleveland's median home value is $111,059. Typical monthly rent runs $913/mo.

The county tax-drag math applies here

Cleveland sits in Cuyahoga County, where the effective property tax rate is 1.80% — above Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Cuyahoga County page — here's the tax line specifically for a property at Cleveland's own numbers:

Property value used: $111,059
Cuyahoga County effective tax rate: 1.80%
Estimated monthly property tax: $167

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

The deeper Cleveland market analysis

This page stays focused on the county-level facts. For submarkets, worked DSCR examples on real deals, and a yield comparison against Ohio's other metros, see the full Cleveland DSCR market page.

Get your Cleveland DSCR quote

Every Cleveland property prices differently once a lender sees the real rent and file. Compare quotes on yours.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
This site's own metro market pages (median home value) — see the "Sources for this page" list on each /markets/ page for full citations
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.