DSCR Loans in Cleveland Heights, Ohio

Financing a rental in Cleveland Heights, Ohio runs through Cuyahoga County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Dense, walkable Cleveland-metro inner-ring suburb with a large renter share.

Cleveland Heights at a glance

County: Cuyahoga County
Population: 45,312 (2020 Census)
Type: City

Home values and rent in Cleveland Heights

Cleveland Heights-specific home-value data isn't separately published; countywide, Cuyahoga County's median runs $195,400 (ACS 2020-2024 5yr). Rent, similarly, has no Cleveland Heights-specific figure; countywide Cuyahoga County's median gross rent is $1,060/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Cleveland Heights rental is set at the Cuyahoga County rate: 1.80% effective, above the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Cuyahoga County page — here's the tax line specifically for a property at Cleveland Heights's own numbers:

Property value used: $195,400 (countywide)
Cuyahoga County effective tax rate: 1.80%
Estimated monthly property tax: $293

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Cleveland Heights DSCR quote

Run the numbers on the actual address, not the median. Compare DSCR quotes for a Cleveland Heights property.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Cuyahoga County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.