DSCR Loans in Columbiana, Ohio
Here's the local picture for a DSCR-financed rental in Columbiana, Columbiana County, Ohio.
01
Columbiana at a glance
- County
- Columbiana County
- Population
- 6,559 (2020 Census)
- Type
- City
Columbiana isn't contained entirely within Columbiana County — it also extends into Mahoning County. The tax rate and figures on this page use Columbiana County, which is where the majority of Columbiana's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.
02
Home values and rent in Columbiana
We don't have a Columbiana-specific median home value. Countywide, Columbiana County's figure is $151,600 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Columbiana number. On rent, we're again working from the county: Columbiana County's median gross rent is $756/mo (ACS 2020-2024 5yr), not a Columbiana-specific figure.
03
The county tax-drag math applies here
Columbiana County's 0.90% effective tax rate applies to property in Columbiana — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Columbiana County page — here's the tax line specifically for a property at Columbiana's own numbers:
- Property value used
- $151,600 (countywide)
- Columbiana County effective tax rate
- 0.90%
- Estimated monthly property tax
- $114
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Get your Columbiana DSCR quote
Median figures are a starting point, not a quote. See what lenders offer on a specific Columbiana rental.
05
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Columbiana County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.