DSCR Loans in Columbiana, Ohio
Here's the local picture for a DSCR-financed rental in Columbiana, Columbiana County, Ohio.
01
Columbiana at a glance
- County
- Columbiana County
- Population
- 6,559 (2020 Census)
- Type
- City
Columbiana isn't contained entirely within Columbiana County — it also extends into Mahoning County. The tax rate and figures on this page use Columbiana County, which is where the majority of Columbiana's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.
02
Home values and rent in Columbiana
We don't have a Columbiana-specific median home value. Countywide, Columbiana County's figure is $151,600 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Columbiana number. On rent, we're again working from the county: Columbiana County's median gross rent is $756/mo (ACS 2020-2024 5yr), not a Columbiana-specific figure.
03
The county tax-drag math applies here
Columbiana County's 0.90% effective tax rate applies to property in Columbiana — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Columbiana County page — here's the tax line specifically for a property at Columbiana's own numbers:
- Property value used
- $151,600 (countywide)
- Columbiana County effective tax rate
- 0.90%
- Estimated monthly property tax
- $114
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Near Columbiana
Investors shopping Columbiana usually look at these too — some sit outside Columbiana County, and the county is what sets the tax line:
- Salem → — 11,915
- East Liverpool → — 9,958
- Pepper Pike → — 6,796, Cuyahoga County
- Kirtland → — 6,937, Lake County
- Rittman → — 6,131, Wayne County
- Cortland → — 7,105, Trumbull County
05
Get your Columbiana DSCR quote
Median figures are a starting point, not a quote. See what lenders offer on a specific Columbiana rental.
06
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Columbiana County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.