DSCR Loans in Columbus, Ohio

Columbus is a city in Franklin County, Ohio, extending into Delaware and Fairfield County as well. Here's what a DSCR lender's math looks like on a rental property here.

Ohio's state capital and largest city; home to Ohio State University. Growth and demand depth define the market; thinnest gross yield of Ohio's big three metros.

Columbus at a glance

County: Franklin County
Population: 905,748 (2020 Census)
Type: City

Columbus isn't contained entirely within Franklin County — it also extends into Delaware and Fairfield County. The tax rate and figures on this page use Franklin County, which is where the majority of Columbus's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.

Home values and rent in Columbus

Columbus's median home value is $262,000. Typical monthly rent runs $1,427/mo.

The county tax-drag math applies here

Columbus sits in Franklin County, where the effective property tax rate is 1.40% — above Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Franklin County page — here's the tax line specifically for a property at Columbus's own numbers:

Property value used: $262,000
Franklin County effective tax rate: 1.40%
Estimated monthly property tax: $306

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

The deeper Columbus market analysis

This page stays focused on the county-level facts. For submarkets, worked DSCR examples on real deals, and a yield comparison against Ohio's other metros, see the full Columbus DSCR market page.

Get your Columbus DSCR quote

The figures above are city or county medians — your specific Columbus property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for a Columbus property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
This site's own metro market pages (median home value) — see the "Sources for this page" list on each /markets/ page for full citations
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.