DSCR Loans in Westerville, Ohio

Westerville sits in Franklin County (and extends into Delaware County). The facts below are what a DSCR lender actually looks at on a property here.

Franklin/Delaware county-line Columbus-metro suburb.

Westerville at a glance

County: Franklin County
Population: 39,190 (2020 Census)
Type: City

Westerville isn't contained entirely within Franklin County — it also extends into Delaware County. The tax rate and figures on this page use Franklin County, which is where the majority of Westerville's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.

Home values and rent in Westerville

Westerville-specific home-value data isn't separately published; countywide, Franklin County's median runs $288,400 (ACS 2020-2024 5yr). Rent, similarly, has no Westerville-specific figure; countywide Franklin County's median gross rent is $1,302/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Westerville rental is set at the Franklin County rate: 1.40% effective, above the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Franklin County page — here's the tax line specifically for a property at Westerville's own numbers:

Property value used: $288,400 (countywide)
Franklin County effective tax rate: 1.40%
Estimated monthly property tax: $336

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Near Westerville

Westerville rarely gets shopped alone — here's the rest of the immediate Franklin County field:

Columbus → — 905,748
Dublin → — 49,328
Grove City → — 41,252
Reynoldsburg → — 41,076
Hilliard → — 37,114
Upper Arlington → — 36,800

Get your Westerville DSCR quote

Every Westerville property prices differently once a lender sees the real rent and file. Compare quotes on yours.

Compare DSCR quotes for a Westerville property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Franklin County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.