DSCR Loans in Westerville, Ohio

Westerville sits in Franklin County (and extends into Delaware County). The facts below are what a DSCR lender actually looks at on a property here.

Franklin/Delaware county-line Columbus-metro suburb.

Westerville at a glance

County: Franklin County
Population: 39,190 (2020 Census)
Type: City

Westerville isn't contained entirely within Franklin County — it also extends into Delaware County. The tax rate and figures on this page use Franklin County, which is where the majority of Westerville's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.

Home values and rent in Westerville

Westerville-specific home-value data isn't separately published; countywide, Franklin County's median runs $288,400 (ACS 2020-2024 5yr). Rent, similarly, has no Westerville-specific figure; countywide Franklin County's median gross rent is $1,302/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Westerville rental is set at the Franklin County rate: 1.40% effective, above the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Franklin County page — here's the tax line specifically for a property at Westerville's own numbers:

Property value used: $288,400 (countywide)
Franklin County effective tax rate: 1.40%
Estimated monthly property tax: $336

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Westerville DSCR quote

Every Westerville property prices differently once a lender sees the real rent and file. Compare quotes on yours.

Compare DSCR quotes for a Westerville property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Franklin County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.