DSCR Loans in Findlay, Ohio

Financing a rental in Findlay, Ohio runs through Hancock County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Hancock County seat; headquarters to Marathon Petroleum and Cooper Tire & Rubber.

Findlay at a glance

County: Hancock County
Population: 40,313 (2020 Census)
Type: City

Home values and rent in Findlay

We don't have a Findlay-specific median home value. Countywide, Hancock County's figure is $204,700 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Findlay number. On rent, we're again working from the county: Hancock County's median gross rent is $979/mo (ACS 2020-2024 5yr), not a Findlay-specific figure.

The county tax-drag math applies here

Hancock County's 0.92% effective tax rate applies to property in Findlay — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Hancock County page — here's the tax line specifically for a property at Findlay's own numbers:

Property value used: $204,700 (countywide)
Hancock County effective tax rate: 0.92%
Estimated monthly property tax: $157

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

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Run the numbers on the actual address, not the median. Compare DSCR quotes for a Findlay property.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Hancock County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.