DSCR Loans in Oregon, Ohio

Oregon is a city in Lucas County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.

Oregon at a glance

County: Lucas County
Population: 19,950 (2020 Census)
Type: City

Home values and rent in Oregon

We don't have a Oregon-specific median home value. Countywide, Lucas County's figure is $163,900 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Oregon number. On rent, we're again working from the county: Lucas County's median gross rent is $934/mo (ACS 2020-2024 5yr), not a Oregon-specific figure.

The county tax-drag math applies here

Lucas County's 1.55% effective tax rate applies to property in Oregon — above the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Lucas County page — here's the tax line specifically for a property at Oregon's own numbers:

Property value used: $163,900 (countywide)
Lucas County effective tax rate: 1.55%
Estimated monthly property tax: $212

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Oregon DSCR quote

The figures above are city or county medians — your specific Oregon property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for an Oregon property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Lucas County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.