DSCR Loans in Maumee, Ohio
Maumee is a city in Lucas County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.
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Maumee at a glance
- County
- Lucas County
- Population
- 13,896 (2020 Census)
- Type
- City
02
Home values and rent in Maumee
Countywide, Lucas County's median home value is $163,900 (ACS 2020-2024 5yr) — a Maumee-specific figure isn't independently published, so this reflects the whole county, not Maumee alone. Countywide, Lucas County's median gross rent is $934/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Maumee number we don't have.
03
The county tax-drag math applies here
Maumee sits in Lucas County, where the effective property tax rate is 1.55% — above Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Lucas County page — here's the tax line specifically for a property at Maumee's own numbers:
- Property value used
- $163,900 (countywide)
- Lucas County effective tax rate
- 1.55%
- Estimated monthly property tax
- $212
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Get your Maumee DSCR quote
The figures above are city or county medians — your specific Maumee property will land somewhere else on the DSCR math. See where.
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Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Lucas County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.