DSCR Loans in Fostoria, Ohio

Financing a rental in Fostoria, Ohio runs through Seneca County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Fostoria at a glance

County: Seneca County
Population: 13,046 (2020 Census)
Type: City

Fostoria isn't contained entirely within Seneca County — it also extends into Hancock and Wood County. The tax rate and figures on this page use Seneca County, which is where the majority of Fostoria's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.

Home values and rent in Fostoria

We don't have a Fostoria-specific median home value. Countywide, Seneca County's figure is $154,700 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Fostoria number. On rent, we're again working from the county: Seneca County's median gross rent is $856/mo (ACS 2020-2024 5yr), not a Fostoria-specific figure.

The county tax-drag math applies here

Seneca County's 1.03% effective tax rate applies to property in Fostoria — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Seneca County page — here's the tax line specifically for a property at Fostoria's own numbers:

Property value used: $154,700 (countywide)
Seneca County effective tax rate: 1.03%
Estimated monthly property tax: $133

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Fostoria DSCR quote

Run the numbers on the actual address, not the median. Compare DSCR quotes for a Fostoria property.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Seneca County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.