DSCR Loans in Franklin, Ohio

Financing a rental in Franklin, Ohio runs through Warren County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Franklin at a glance

County: Warren County
Population: 11,690 (2020 Census)
Type: City

Home values and rent in Franklin

We don't have a Franklin-specific median home value. Countywide, Warren County's figure is $349,400 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Franklin number. On rent, we're again working from the county: Warren County's median gross rent is $1,361/mo (ACS 2020-2024 5yr), not a Franklin-specific figure.

The county tax-drag math applies here

Warren County's 1.08% effective tax rate applies to property in Franklin — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Warren County page — here's the tax line specifically for a property at Franklin's own numbers:

Property value used: $349,400 (countywide)
Warren County effective tax rate: 1.08%
Estimated monthly property tax: $314

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Franklin DSCR quote

Run the numbers on the actual address, not the median. Compare DSCR quotes for a Franklin property.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Warren County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.