DSCR Loans in Springboro, Ohio

Here's the local picture for a DSCR-financed rental in Springboro, Warren County, Ohio.

Springboro at a glance

County: Warren County
Population: 19,062 (2020 Census)
Type: City

Springboro isn't contained entirely within Warren County — it also extends into Montgomery County. The tax rate and figures on this page use Warren County, which is where the majority of Springboro's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.

Home values and rent in Springboro

We don't have a Springboro-specific median home value. Countywide, Warren County's figure is $349,400 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Springboro number. On rent, we're again working from the county: Warren County's median gross rent is $1,361/mo (ACS 2020-2024 5yr), not a Springboro-specific figure.

The county tax-drag math applies here

Warren County's 1.08% effective tax rate applies to property in Springboro — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Warren County page — here's the tax line specifically for a property at Springboro's own numbers:

Property value used: $349,400 (countywide)
Warren County effective tax rate: 1.08%
Estimated monthly property tax: $314

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Near Springboro

Investors shopping Springboro usually look at these too — some sit outside Warren County, and the county is what sets the tax line:

Mason → — 34,792
Lebanon → — 20,841
Franklin → — 11,690
South Lebanon → — 6,384
Carlisle → — 5,501
Norwood → — 19,043, Hamilton County

Get your Springboro DSCR quote

Median figures are a starting point, not a quote. See what lenders offer on a specific Springboro rental.

Compare DSCR quotes for a Springboro property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Warren County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.