DSCR Loans in Springboro, Ohio
Here's the local picture for a DSCR-financed rental in Springboro, Warren County, Ohio.
01
Springboro at a glance
- County
- Warren County
- Population
- 19,062 (2020 Census)
- Type
- City
Springboro isn't contained entirely within Warren County — it also extends into Montgomery County. The tax rate and figures on this page use Warren County, which is where the majority of Springboro's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.
02
Home values and rent in Springboro
We don't have a Springboro-specific median home value. Countywide, Warren County's figure is $349,400 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Springboro number. On rent, we're again working from the county: Warren County's median gross rent is $1,361/mo (ACS 2020-2024 5yr), not a Springboro-specific figure.
03
The county tax-drag math applies here
Warren County's 1.08% effective tax rate applies to property in Springboro — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Warren County page — here's the tax line specifically for a property at Springboro's own numbers:
- Property value used
- $349,400 (countywide)
- Warren County effective tax rate
- 1.08%
- Estimated monthly property tax
- $314
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Get your Springboro DSCR quote
Median figures are a starting point, not a quote. See what lenders offer on a specific Springboro rental.
05
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Warren County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.