DSCR Loans in Lancaster, Ohio
Financing a rental in Lancaster, Ohio runs through Fairfield County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.
01
Lancaster at a glance
- County
- Fairfield County
- Population
- 40,552 (2020 Census)
- Type
- City
02
Home values and rent in Lancaster
Lancaster-specific home-value data isn't separately published; countywide, Fairfield County's median runs $298,800 (ACS 2020-2024 5yr). Rent, similarly, has no Lancaster-specific figure; countywide Fairfield County's median gross rent is $1,172/mo (ACS 2020-2024 5yr).
03
The county tax-drag math applies here
Property tax on a Lancaster rental is set at the Fairfield County rate: 1.06% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Fairfield County page — here's the tax line specifically for a property at Lancaster's own numbers:
- Property value used
- $298,800 (countywide)
- Fairfield County effective tax rate
- 1.06%
- Estimated monthly property tax
- $264
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Get your Lancaster DSCR quote
Run the numbers on the actual address, not the median. Compare DSCR quotes for a Lancaster property.
05
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Fairfield County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.