DSCR Loans in St. Marys, Ohio
St. Marys is a city in Auglaize County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.
01
St. Marys at a glance
- County
- Auglaize County
- Population
- 8,397 (2020 Census)
- Type
- City
02
Home values and rent in St. Marys
St. Marys-specific home-value data isn't separately published; countywide, Auglaize County's median runs $189,800 (ACS 2020-2024 5yr). Rent, similarly, has no St. Marys-specific figure; countywide Auglaize County's median gross rent is $868/mo (ACS 2020-2024 5yr).
03
The county tax-drag math applies here
Property tax on a St. Marys rental is set at the Auglaize County rate: 0.96% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Auglaize County page — here's the tax line specifically for a property at St. Marys's own numbers:
- Property value used
- $189,800 (countywide)
- Auglaize County effective tax rate
- 0.96%
- Estimated monthly property tax
- $152
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Get your St. Marys DSCR quote
The figures above are city or county medians — your specific St. Marys property will land somewhere else on the DSCR math. See where.
05
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Auglaize County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.