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DSCR Loans in Auglaize County, Ohio

Auglaize County's effective property tax rate runs 0.96% — below Ohio's 1.36% statewide average — which is a modest but real advantage on a DSCR file. Here's what that means on an actual property, and what else moves financing in Wapakoneta and the rest of the county.

01

Auglaize County at a glance

County seat
Wapakoneta
Population
45,909 (2025 est.)
Effective property tax rate
0.96%
Median home value
$189,800 (ACS 2020-2024 5yr)
Median gross rent
$868/mo (ACS 2020-2024 5yr)

02

Why investors look at Auglaize County

Home to Crown Equipment's headquarters in New Bremen, a major forklift manufacturer; small, stable industrial base.

03

The tax-drag math for Auglaize County

Ohio's 88 counties span from under 1% effective property tax to over 2.3% in parts of Cuyahoga and Montgomery — a range wide enough to move a deal from cash-flowing to underwater on identical rent and price. Auglaize County sits on the favorable side of that range.

A $189,800 property here — Auglaize County's own median home value, 20% down ($37,960), renting for $868/mo — financed at an observed Ohio DSCR average of 7.20% (Q2 2026)¹:

Gross rent
$868
Auglaize County property tax ($189,800 × 0.96% ÷ 12)
$152
Landlord insurance ($1220 ÷ 12)
$102
Principal & interest, $151,840 loan at an observed 7.20% Ohio average¹, 30-yr fixed
$1,031
PITIA (tax + insurance + P&I)
$1,284
DSCR (rent ÷ PITIA)
$868 ÷ $1,284 = 0.68

At these countywide figures, a 0.68 lands under the 1.00 floor most DSCR programs require — see the methodology note below for why a whole-county median often understates what a targeted rental-grade property actually clears. At the statewide average tax rate of 1.36% instead of Auglaize County's lower 0.96%, this same property's monthly tax bill would run about $215 instead of $152 — Auglaize County's below-average rate is worth roughly $63/month here.

This worked example deliberately uses Auglaize County's own ACS-reported median home value against its ACS-reported median gross rent — a blended, whole-county pairing that includes higher-priced owner-occupied housing on the value side and apartment/multifamily rents on the rent side. That's a more conservative starting point than a matched, rental-grade single-family purchase. Run your own address and rent number through the DSCR calculator for a property-specific result instead of this countywide blend.

A countywide average under 1.00 doesn't mean Auglaize County doesn't work — it means the median deal isn't the deal. Investors clear DSCR here by buying below the county median, renting above it, or putting more down, and the spread between the average and what's achievable is where the opportunity sits.

¹ Ohio DSCR long-term-rental loans averaged 7.20% in Q2 2026 (Private Lender Link), inside the broader 6.5%–8.75% range lenders were publishing for DSCR product nationally. This is a market observation, not an offer — your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

04

Cities in Auglaize County

The cities and villages below are Auglaize County's largest — each has its own page with local facts and a link back here for the full tax-drag math.

05

Nearby counties

Other NW Ohio counties, for comparison:

06

Get your Auglaize County DSCR quote

Every county in Ohio has its own tax rate, and that rate is one input a lender's DSCR calculation actually uses. See what a specific Auglaize County property quotes at.

Compare DSCR quotes for an Auglaize County property →

07

Sources for this page

Last updated 2026-08-25. County tax rates and home-value figures are refreshed periodically from the sources above, each with its own as-of date.