DSCR Loans in Bay Village, Ohio

Financing a rental in Bay Village, Ohio runs through Cuyahoga County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Bay Village at a glance

County: Cuyahoga County
Population: 16,163 (2020 Census)
Type: City

Home values and rent in Bay Village

Countywide, Cuyahoga County's median home value is $195,400 (ACS 2020-2024 5yr) — a Bay Village-specific figure isn't independently published, so this reflects the whole county, not Bay Village alone. Countywide, Cuyahoga County's median gross rent is $1,060/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Bay Village number we don't have.

The county tax-drag math applies here

Bay Village sits in Cuyahoga County, where the effective property tax rate is 1.80% — above Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Cuyahoga County page — here's the tax line specifically for a property at Bay Village's own numbers:

Property value used: $195,400 (countywide)
Cuyahoga County effective tax rate: 1.80%
Estimated monthly property tax: $293

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Bay Village DSCR quote

Run the numbers on the actual address, not the median. Compare DSCR quotes for a Bay Village property.

Compare DSCR quotes for a Bay Village property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Cuyahoga County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.