DSCR Loans in Canal Winchester, Ohio
Canal Winchester is a city in Franklin County, Ohio, extending into Fairfield County as well. Here's what a DSCR lender's math looks like on a rental property here.
01
Canal Winchester at a glance
- County
- Franklin County
- Population
- 9,107 (2020 Census)
- Type
- City
Canal Winchester isn't contained entirely within Franklin County — it also extends into Fairfield County. The tax rate and figures on this page use Franklin County, which is where the majority of Canal Winchester's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.
02
Home values and rent in Canal Winchester
Canal Winchester-specific home-value data isn't separately published; countywide, Franklin County's median runs $288,400 (ACS 2020-2024 5yr). Rent, similarly, has no Canal Winchester-specific figure; countywide Franklin County's median gross rent is $1,302/mo (ACS 2020-2024 5yr).
03
The county tax-drag math applies here
Property tax on a Canal Winchester rental is set at the Franklin County rate: 1.40% effective, above the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Franklin County page — here's the tax line specifically for a property at Canal Winchester's own numbers:
- Property value used
- $288,400 (countywide)
- Franklin County effective tax rate
- 1.40%
- Estimated monthly property tax
- $336
That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.
04
Get your Canal Winchester DSCR quote
The figures above are city or county medians — your specific Canal Winchester property will land somewhere else on the DSCR math. See where.
05
Sources for this page
- Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
- CostByCounty, "Cost of Living in Ohio by County" (Franklin County median home value, county-fallback) — https://costbycounty.com/ohio
- Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/
Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.