DSCR Loans in Defiance, Ohio

Here's the local picture for a DSCR-financed rental in Defiance, Defiance County, Ohio.

Defiance County seat; a GM manufacturing plant and Defiance College anchor the local economy.

Defiance at a glance

County: Defiance County
Population: 17,066 (2020 Census)
Type: City

Home values and rent in Defiance

Countywide, Defiance County's median home value is $163,200 (ACS 2020-2024 5yr) — a Defiance-specific figure isn't independently published, so this reflects the whole county, not Defiance alone. Countywide, Defiance County's median gross rent is $846/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Defiance number we don't have.

The county tax-drag math applies here

Defiance sits in Defiance County, where the effective property tax rate is 1.07% — below Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Defiance County page — here's the tax line specifically for a property at Defiance's own numbers:

Property value used: $163,200 (countywide)
Defiance County effective tax rate: 1.07%
Estimated monthly property tax: $146

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

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Median figures are a starting point, not a quote. See what lenders offer on a specific Defiance rental.

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Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Defiance County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.