DSCR Loans in Defiance, Ohio

Here's the local picture for a DSCR-financed rental in Defiance, Defiance County, Ohio.

Defiance County seat; a GM manufacturing plant and Defiance College anchor the local economy.

Defiance at a glance

County: Defiance County
Population: 17,066 (2020 Census)
Type: City

Home values and rent in Defiance

Countywide, Defiance County's median home value is $163,200 (ACS 2020-2024 5yr) — a Defiance-specific figure isn't independently published, so this reflects the whole county, not Defiance alone. Countywide, Defiance County's median gross rent is $846/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Defiance number we don't have.

The county tax-drag math applies here

Defiance sits in Defiance County, where the effective property tax rate is 1.07% — below Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Defiance County page — here's the tax line specifically for a property at Defiance's own numbers:

Property value used: $163,200 (countywide)
Defiance County effective tax rate: 1.07%
Estimated monthly property tax: $146

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Near Defiance

Places in and around Defiance County with their own numbers on this site — check each one's county, because the tax rate changes with it:

Norwalk → — 17,068, Huron County
Tiffin → — 17,953, Seneca County
Fremont → — 15,930, Sandusky County
Sylvania → — 19,011, Lucas County
Oregon → — 19,950, Lucas County
Maumee → — 13,896, Lucas County

Get your Defiance DSCR quote

Median figures are a starting point, not a quote. See what lenders offer on a specific Defiance rental.

Compare DSCR quotes for a Defiance property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Defiance County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.