DSCR Loans in Garfield Heights, Ohio

Here's the local picture for a DSCR-financed rental in Garfield Heights, Cuyahoga County, Ohio.

Cuyahoga County, Cleveland-metro inner-ring suburb.

Garfield Heights at a glance

County: Cuyahoga County
Population: 29,781 (2020 Census)
Type: City

Home values and rent in Garfield Heights

Countywide, Cuyahoga County's median home value is $195,400 (ACS 2020-2024 5yr) — a Garfield Heights-specific figure isn't independently published, so this reflects the whole county, not Garfield Heights alone. Countywide, Cuyahoga County's median gross rent is $1,060/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Garfield Heights number we don't have.

The county tax-drag math applies here

Garfield Heights sits in Cuyahoga County, where the effective property tax rate is 1.80% — above Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Cuyahoga County page — here's the tax line specifically for a property at Garfield Heights's own numbers:

Property value used: $195,400 (countywide)
Cuyahoga County effective tax rate: 1.80%
Estimated monthly property tax: $293

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Near Garfield Heights

Nearby Cuyahoga County cities and villages worth running the same math on — Garfield Heights's tax rate applies to all of them:

Cleveland → — 372,624
Parma → — 81,146
Lakewood → — 50,942
Euclid → — 49,692
Strongsville → — 46,491
Cleveland Heights → — 45,312

Get your Garfield Heights DSCR quote

Median figures are a starting point, not a quote. See what lenders offer on a specific Garfield Heights rental.

Compare DSCR quotes for a Garfield Heights property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Cuyahoga County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.