DSCR Loans in Springfield, Ohio

Here's the local picture for a DSCR-financed rental in Springfield, Clark County, Ohio.

Clark County seat with a manufacturing legacy; home to Wittenberg University.

Springfield at a glance

County: Clark County
Population: 58,662 (2020 Census)
Type: City

Home values and rent in Springfield

Springfield-specific home-value data isn't separately published; countywide, Clark County's median runs $169,900 (ACS 2020-2024 5yr). Rent, similarly, has no Springfield-specific figure; countywide Clark County's median gross rent is $872/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Springfield rental is set at the Clark County rate: 1.10% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Clark County page — here's the tax line specifically for a property at Springfield's own numbers:

Property value used: $169,900 (countywide)
Clark County effective tax rate: 1.10%
Estimated monthly property tax: $156

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Near Springfield

Other cities and villages near Springfield, inside Clark County and just beyond it — each with its own county tax rate:

New Carlisle → — 5,559
Kettering → — 57,862, Montgomery County
Hamilton → — 63,399, Butler County
Middletown → — 50,987, Butler County
Beavercreek → — 46,549, Greene County
Fairfield → — 44,907, Butler County

Get your Springfield DSCR quote

Median figures are a starting point, not a quote. See what lenders offer on a specific Springfield rental.

Compare DSCR quotes for a Springfield property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Clark County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.