DSCR Loans in Middletown, Ohio

Financing a rental in Middletown, Ohio runs through Butler County's property tax rate and the local rent and value numbers below — here's how they combine on a DSCR loan.

Butler/Warren county-line city with a legacy steel-manufacturing base (AK Steel/Cleveland-Cliffs).

Middletown at a glance

County: Butler County
Population: 50,987 (2020 Census)
Type: City

Middletown isn't contained entirely within Butler County — it also extends into Warren County. The tax rate and figures on this page use Butler County, which is where the majority of Middletown's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.

Home values and rent in Middletown

We don't have a Middletown-specific median home value. Countywide, Butler County's figure is $258,500 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Middletown number. On rent, we're again working from the county: Butler County's median gross rent is $1,135/mo (ACS 2020-2024 5yr), not a Middletown-specific figure.

The county tax-drag math applies here

Butler County's 1.18% effective tax rate applies to property in Middletown — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Butler County page — here's the tax line specifically for a property at Middletown's own numbers:

Property value used: $258,500 (countywide)
Butler County effective tax rate: 1.18%
Estimated monthly property tax: $254

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Middletown DSCR quote

Run the numbers on the actual address, not the median. Compare DSCR quotes for a Middletown property.

Compare DSCR quotes for a Middletown property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Butler County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.