DSCR Loans in Monroe, Ohio

Monroe is a city in Butler County, Ohio, extending into Warren County as well. Here's what a DSCR lender's math looks like on a rental property here.

Monroe at a glance

County: Butler County
Population: 15,412 (2020 Census)
Type: City

Monroe isn't contained entirely within Butler County — it also extends into Warren County. The tax rate and figures on this page use Butler County, which is where the majority of Monroe's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.

Home values and rent in Monroe

We don't have a Monroe-specific median home value. Countywide, Butler County's figure is $258,500 (ACS 2020-2024 5yr) — treat this as a county-level baseline, not a Monroe number. On rent, we're again working from the county: Butler County's median gross rent is $1,135/mo (ACS 2020-2024 5yr), not a Monroe-specific figure.

The county tax-drag math applies here

Butler County's 1.18% effective tax rate applies to property in Monroe — below the 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Butler County page — here's the tax line specifically for a property at Monroe's own numbers:

Property value used: $258,500 (countywide)
Butler County effective tax rate: 1.18%
Estimated monthly property tax: $254

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Monroe DSCR quote

The figures above are city or county medians — your specific Monroe property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for a Monroe property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Butler County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.