DSCR Loans in Oxford, Ohio

Oxford is a city in Butler County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.

Butler County city; home to Miami University, giving it a large student-renter population.

Oxford at a glance

County: Butler County
Population: 23,035 (2020 Census)
Type: City

Home values and rent in Oxford

Countywide, Butler County's median home value is $258,500 (ACS 2020-2024 5yr) — a Oxford-specific figure isn't independently published, so this reflects the whole county, not Oxford alone. Countywide, Butler County's median gross rent is $1,135/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Oxford number we don't have.

The county tax-drag math applies here

Oxford sits in Butler County, where the effective property tax rate is 1.18% — below Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Butler County page — here's the tax line specifically for a property at Oxford's own numbers:

Property value used: $258,500 (countywide)
Butler County effective tax rate: 1.18%
Estimated monthly property tax: $254

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Oxford DSCR quote

The figures above are city or county medians — your specific Oxford property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for an Oxford property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Butler County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.