DSCR Loans in Fairfield, Ohio

Fairfield sits in Butler County (and extends into Hamilton County). The facts below are what a DSCR lender actually looks at on a property here.

Butler/Hamilton county-line Cincinnati-metro suburb.

Fairfield at a glance

County: Butler County
Population: 44,907 (2020 Census)
Type: City

Fairfield isn't contained entirely within Butler County — it also extends into Hamilton County. The tax rate and figures on this page use Butler County, which is where the majority of Fairfield's parcels sit; a specific address near the county line should confirm its actual taxing county before closing.

Home values and rent in Fairfield

Countywide, Butler County's median home value is $258,500 (ACS 2020-2024 5yr) — a Fairfield-specific figure isn't independently published, so this reflects the whole county, not Fairfield alone. Countywide, Butler County's median gross rent is $1,135/mo (ACS 2020-2024 5yr) — again, a county figure standing in for a Fairfield number we don't have.

The county tax-drag math applies here

Fairfield sits in Butler County, where the effective property tax rate is 1.18% — below Ohio's 1.36% statewide average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Butler County page — here's the tax line specifically for a property at Fairfield's own numbers:

Property value used: $258,500 (countywide)
Butler County effective tax rate: 1.18%
Estimated monthly property tax: $254

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Fairfield DSCR quote

Every Fairfield property prices differently once a lender sees the real rent and file. Compare quotes on yours.

Compare DSCR quotes for a Fairfield property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Butler County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.