DSCR Loans in Hamilton, Ohio

Hamilton is a city in Butler County, Ohio. Here's what a DSCR lender's math looks like on a rental property here.

Butler County seat in the Cincinnati metro; a former steel town (AK Steel/Cleveland-Cliffs legacy) astride the Great Miami River.

Hamilton at a glance

County: Butler County
Population: 63,399 (2020 Census)
Type: City

Home values and rent in Hamilton

Hamilton-specific home-value data isn't separately published; countywide, Butler County's median runs $258,500 (ACS 2020-2024 5yr). Rent, similarly, has no Hamilton-specific figure; countywide Butler County's median gross rent is $1,135/mo (ACS 2020-2024 5yr).

The county tax-drag math applies here

Property tax on a Hamilton rental is set at the Butler County rate: 1.18% effective, below the 1.36% Ohio average. The full worked PITIA and DSCR example, built on a property at the county's median value, is on the Butler County page — here's the tax line specifically for a property at Hamilton's own numbers:

Property value used: $258,500 (countywide)
Butler County effective tax rate: 1.18%
Estimated monthly property tax: $254

That estimate uses an observed Ohio DSCR average of 7.20% (Q2 2026)¹ elsewhere in the full county example — this is a market observation, not an offer; your rate depends on your DSCR, credit, LTV and loan purpose, and is set by the lender, not by us.

Get your Hamilton DSCR quote

The figures above are city or county medians — your specific Hamilton property will land somewhere else on the DSCR math. See where.

Compare DSCR quotes for a Hamilton property →

Sources for this page

Wikipedia, "List of municipalities in Ohio" (population, 2020 Census) — https://en.wikipedia.org/wiki/List_of_municipalities_in_Ohio
CostByCounty, "Cost of Living in Ohio by County" (Butler County median home value, county-fallback) — https://costbycounty.com/ohio
Private Lender Link (Ohio DSCR rate average, Q2 2026) — https://privatelenderlink.com/region/usa/ohio/residential-long-term-rental-ohio-usa/

Last updated 2026-08-25. Figures are refreshed periodically from the sources above, each with its own as-of date.